Offline-first personal finance

Your money. Your Drive. Your control.

TrackMint tracks income, expenses, transfers, budgets, investments and loans right on your phone — and syncs to a Google Sheet in your own Google Drive. We never store your financial data on our servers.

✓ Works fully offline ✓ Multi-currency ✓ Free
TrackMint home dashboard showing total balance, income, expenses and accounts
TrackMint monthly reports with net worth and income vs expense
100%
Offline-first
0
Servers holding your data
Currencies supported
Free
No subscription
Home dashboard

Everything that matters, at a glance

Total balance across every account and currency, this month's income vs expense, investments and what you owe — all on one screen the moment you open the app.

  • Live multi-currency total balance
  • Income, expense and net at a glance
  • Swipeable account cards
Home dashboard
Reports

Reports that actually make sense

A clear monthly view of your net worth — liquid balance, investments, lending and liabilities — plus income vs expense bars and spending comparisons.

  • Full net-worth breakdown
  • Income vs expense visual bars
  • Month-by-month navigation
Reports screen
Investments

Track invested value and every return

Keep invested money separate from your liquid cash. Log each return with the exact amount and see your gain as a percentage of what you put in.

  • Invested value kept out of spendable balance
  • Return history with % gain
  • One-tap "Record return"
Investment returns screen
Loans & EMI

Loans with a full amortization schedule

Enter principal, interest rate and tenure — TrackMint computes your monthly EMI, total payable and total interest instantly, then tracks every payment.

  • Automatic EMI calculation
  • Total payable & interest upfront
  • Liability accounts in your net worth
Loan and EMI terms screen

Everything in one place

A complete money tracker that respects your privacy and keeps working without internet.

💸

Income & expenses

Log transactions in seconds with custom categories, notes and foreign-currency spends.

🏦

Accounts & transfers

Cash, bank, wallet, card and savings — move money between them and see live balances.

📊

Budgets & reports

Monthly budgets, spending trends, category breakdowns and a clear net-worth view.

📈

Investments & returns

Track invested value separately from liquid cash and log each return with a % gain.

🧾

Loans & EMI

Liability accounts with full amortization schedules, interest accrual and payments.

🤝

Lending

Track money you lent to or borrowed from people, per person, with running balances.

🌍

Multi-currency

Add any currency with daily exchange rates and view totals in your preferred one.

🏷️

Tags

Group spending for a trip, event or project on top of your normal categories.

🔒

Privacy mode

Blur amounts with one tap, and keep all financial data on your device + your Drive.

🔒

Your data stays yours

TrackMint is offline-first. Everything is stored locally on your device and synced to a spreadsheet in your own Google account. We don't run a backend and we never see your financial data. Reinstall any time and restore straight from your Google Sheet.

Start tracking today

Free, private, and works without internet.

Get it on Google Play